新加坡华侨银行第三季度业绩优于预期，但对2025年保持谨慎

OCBC Warns of 2025 Margin Pressure Despite Strong Q3 Results
华侨银行第三季度业绩优于预期，但对2025年保持谨慎

Singapore’s OCBC Bank posted a stronger-than-expected third-quarter profit of S$1.98 billion, up slightly from last year, supported by higher non-interest income and lower allowances. However, the lender warned of weaker margins and a cautious outlook for 2025, citing complex global conditions and geopolitical risks. CEO Helen Wong said the bank’s solid capital position would help it navigate uncertainty and support long-term growth. OCBC now expects net interest income to decline by mid-to-high single digits next year, with net interest margin narrowed to around 1.90%. Despite headwinds, OCBC will maintain its dividend payout and share buyback plans, mirroring a mixed earnings season for Singapore’s major banks.
新加坡华侨银行（OCBC）第三季度净利润达 19.8亿新元，略高于去年，得益于非利息收入增加和拨备减少。尽管业绩稳健，银行仍对 2025年前景持谨慎态度，指出全球经济与地缘政治风险仍在加剧。首席执行官 王雪玲 表示，强劲的资产负债表将帮助银行应对不确定性并投资未来。OCBC预计 净利息收入将下降中到高个位数，净息差缩至 约1.90%。尽管面临压力，银行仍维持分红与回购计划，与其他新加坡主要银行的业绩表现形成对比。

新加坡华侨银行